**Payment Terms and Conditions**
 1. **Acceptance of Terms**
   By placing an order on our website, you agree to the following payment terms and conditions.
2. **Accepted Payment Methods**
   We accept the following payment methods:
   -Visa, MasterCard (Classic and Electron) and Maestro with code  CVV2/CVC2
   - Bank Transfer
   - Cash on Delivery (only for certain regions)
3. **Payment Processing**
   - All payments must be made in the currency specified on the website.
   - For credit/debit card payments, the amount will be debited upon order confirmation.
   - For bank transfers, the order will be processed once the funds are confirmed in our account
4. **Payment Security**
   - You can pay securely through a secure HTTPS connection with SSL certificate.
   - Your payment data is not stored on our servers and is processed through PCI-DSS certified payment processors.
   -The card data is processed exclusively on PlatiOnline’s servers.
5. **Fees and Charges**
 - All displayed prices do not include VAT and other applicable taxes, unless otherwise specified.
 - Additional fees may apply for certain payment methods, as imposed by the payment service providers.
6. **Order Confirmation**
   - Upon completing the payment, you will receive an order confirmation via email.
   - Please verify the order details and contact us immediately if you notice any discrepancies.
7. **Returns and Refunds**
   - If you wish to return a product, please refer to our returns and refunds policy.
   - Refunds will be made using the same payment method used for the purchase, within 14 days of accepting the return.
8. **Fraud and Security**
   - We reserve the right to cancel any order suspected of fraud or security risks.
   - If your order is canceled, you will be notified and the paid amount will be refunded.
9. **Contact**
   - For any payment-related inquiries, please contact us at e-mail [office@star-cmp.com].
The following information is required for payment by bank transfer: